Category: Uncategorized
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What Is a Short Sale in Texas and How Does It Work for Sellers?
What Is a Short Sale in Texas and How Does It Work for Sellers? | Stephen Harris What is a short sale in Texas, and how does it work for sellers? A short sale is when a homeowner sells their property for less than what’s owed on the mortgage — and the lender agrees to…
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Texas Community Property and Spousal Consent When Selling a Home
Texas Community Property and Spousal Consent When Selling a Home | Stephen Harris Does my spouse have to sign to sell our house in Texas? In most cases, yes — even if only one spouse’s name is on the deed. Texas is a community property state, which means property acquired during the marriage is generally…
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What Is a MUD or PID Disclosure in Texas?
What Is a MUD or PID Disclosure in Texas? | Stephen Harris What is a MUD or PID disclosure in Texas, and what does it mean for sellers? A MUD (Municipal Utility District) and PID (Public Improvement District) are both special taxing districts in Texas that collect additional assessments from property owners on top of…
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How to Choose a Listing Agent in Killeen, TX
How to Choose a Listing Agent in Killeen, TX | Stephen Harris How do you choose a listing agent in Killeen, TX? Choosing a listing agent in Killeen comes down to three things: local market knowledge, a proven pricing process, and honest communication. In Killeen’s 2026 buyer’s market — with inventory elevated and days on…
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Capital Gains Taxes When Selling a Home in Texas
Capital Gains Taxes When Selling a Home in Texas | Stephen Harris Do you pay capital gains tax when selling a home in Texas? Texas has no state income tax, so there’s no state-level capital gains tax on a home sale. At the federal level, most homeowners qualify for the Section 121 exclusion — up…
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How to Sell a House As-Is in Texas
How to Sell a House As-Is in Texas | Stephen Harris How do you sell a house as-is in Texas? Selling as-is in Texas means the seller is conveying the property in its current condition and won’t make repairs based on the inspection — but it doesn’t eliminate the disclosure requirement or the buyer’s option…
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What Happens at Closing When Selling a Home in Texas?
What Happens at Closing When Selling a Home in Texas? | Stephen Harris What happens at closing when you sell a home in Texas? At closing in Texas, the seller signs the deed and lien release documents, reviews the settlement statement showing all credits and debits, and receives their net proceeds — typically the same…
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What Is Earnest Money in Texas and How Does It Work for Sellers?
What Is Earnest Money in Texas and How Does It Work for Sellers? | Stephen Harris What is earnest money in Texas and how does it work for sellers? Earnest money in Texas is a good-faith deposit — typically 1–2% of the purchase price — that the buyer pays to the title company within 3…
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How to Negotiate Repairs After a Home Inspection in Texas
How to Negotiate Repairs After a Home Inspection in Texas | Stephen Harris How do sellers handle repair requests after a home inspection in Texas? In Texas, the standard TREC contract is sold as-is — sellers aren’t required to make any repairs based on the inspection. Buyers submit repair requests using a TREC Amendment to…
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How Does a VA Appraisal Work — and What Does It Mean for Sellers?
How Does a VA Appraisal Work — and What Does It Mean for Sellers? | Stephen Harris How does a VA appraisal work for sellers in Killeen, TX? A VA appraisal does two things a conventional appraisal does not: it establishes market value and checks the home against VA Minimum Property Requirements (MPRs) — a…