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What Is a Backup Offer in Texas and Should You Accept One?
What Is a Backup Offer in Texas and Should You Accept One? | Stephen Harris What is a backup offer in Texas, and should sellers accept one? A backup offer is a signed purchase contract that sits in second position — it activates automatically if the primary (first) contract fails. In Texas, backup offers are…
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Texas Homestead Exemption: What Happens When You Sell Your Home?
Texas Homestead Exemption: What Happens When You Sell Your Home? | Stephen Harris What happens to the Texas homestead exemption when you sell your home? The Texas homestead exemption reduces your property taxes while you live in your home as your primary residence — but it doesn’t transfer when you sell. It ends when ownership…
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How to Sell a House with Tenants in Texas
How to Sell a House with Tenants in Texas | Stephen Harris Can you sell a house with tenants in Texas, and what are the rules? Yes — you can sell a house with tenants in Texas, but tenant rights and lease obligations follow the property. If the tenant has a fixed-term lease, that lease…
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Killeen TX Housing Market Update 2026
Killeen TX Housing Market Update 2026 | Stephen Harris What is happening in the Killeen TX housing market in 2026? Killeen is in a buyer’s market in 2026. Inventory is elevated, homes are taking a median of approximately 55 days to go under contract (compared to under 20 days at the 2022 peak), and sellers…
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What Is a Short Sale in Texas and How Does It Work for Sellers?
What Is a Short Sale in Texas and How Does It Work for Sellers? | Stephen Harris What is a short sale in Texas, and how does it work for sellers? A short sale is when a homeowner sells their property for less than what’s owed on the mortgage — and the lender agrees to…
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Texas Community Property and Spousal Consent When Selling a Home
Texas Community Property and Spousal Consent When Selling a Home | Stephen Harris Does my spouse have to sign to sell our house in Texas? In most cases, yes — even if only one spouse’s name is on the deed. Texas is a community property state, which means property acquired during the marriage is generally…
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What Is a MUD or PID Disclosure in Texas?
What Is a MUD or PID Disclosure in Texas? | Stephen Harris What is a MUD or PID disclosure in Texas, and what does it mean for sellers? A MUD (Municipal Utility District) and PID (Public Improvement District) are both special taxing districts in Texas that collect additional assessments from property owners on top of…
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How to Choose a Listing Agent in Killeen, TX
How to Choose a Listing Agent in Killeen, TX | Stephen Harris How do you choose a listing agent in Killeen, TX? Choosing a listing agent in Killeen comes down to three things: local market knowledge, a proven pricing process, and honest communication. In Killeen’s 2026 buyer’s market — with inventory elevated and days on…
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Capital Gains Taxes When Selling a Home in Texas
Capital Gains Taxes When Selling a Home in Texas | Stephen Harris Do you pay capital gains tax when selling a home in Texas? Texas has no state income tax, so there’s no state-level capital gains tax on a home sale. At the federal level, most homeowners qualify for the Section 121 exclusion — up…
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How to Sell a House As-Is in Texas
How to Sell a House As-Is in Texas | Stephen Harris How do you sell a house as-is in Texas? Selling as-is in Texas means the seller is conveying the property in its current condition and won’t make repairs based on the inspection — but it doesn’t eliminate the disclosure requirement or the buyer’s option…
